Every year, thousands of Floridians are injured or killed in motor vehicle crashes. According to Florida Highway Safety and Motor Vehicles (FLHSMV), there were nearly 350,000 auto accidents in the state in 2020, resulting in 3,332 deaths and more than 212,000 injuries.
The vast majority of motor vehicle accidents are entirely avoidable. When people act carelessly or recklessly behind the wheel, they put themselves and others at risk. If you or someone you love was involved in a serious automobile accident in Orlando or the surrounding areas, reach out to the personal injury team at Ali & Blankner.
The genuine care and concern Mr. Ali showed us during a difficult time were very much appreciated. It has been a long journey, however, Mr. Ali and the team at Ali & Blankner have been there with us each step along the way.T.M.
What Are the Most Common Causes of Car Accidents?
Most car, motorcycle, truck, and other vehicle accidents result from negligence. This negligence can and does take many forms, and there may be numerous parties responsible. Even if a motorist is found to be partly at fault for an accident that caused them injury, they may still file a claim and seek compensation for their resulting damages.
Some of the most common causes of auto accidents include:
At Ali & Blankner, we have represented victims of all types of auto accidents, including those involving multiple vehicles, rear-end collisions, hit-and-runs, rollovers, head-on collisions, side impacts, Uber and Lyft drivers, and more. We have seen firsthand the many painful, long-lasting effects these crashes have on victims and their families, and we are passionate about helping you get back on your feet and fight for the justice you deserve.
Is Florida a No-Fault Car Insurance State?
Florida is a no-fault car insurance state. This means that everyone who registers or drives a motor vehicle in the state of Florida must obtain no-fault insurance. It also means that, after an accident, you can file a claim with your own insurance provider and receive compensation for certain covered damages without having to prove that another person or party was at fault.
In other states that do not follow a no-fault system, you would have to prove that someone else was at least partly (and, sometimes, entirely) at fault for the accident that caused your injuries to be able to file an insurance claim. This is not true in Florida. Even if you were mostly or entirely to blame, you can still receive some compensation through your personal injury protection (PIP) coverage.
While this makes it easier to be compensated after an accident, PIP also has its limitations. Specifically, it does not cover any non-economic damages, such as pain and suffering. It also only covers certain economic damages, including up to 80% of your medical expenses and up to 60% of your lost wages. For many auto accident victims, this is simply not enough.
What Is the Statute of Limitations on Car Accident Lawsuits in Florida?
As with all personal injury cases, there is a statute of limitations on car accident lawsuits in Florida. In most cases, the deadline for filing your claim in court is four years from the date of the accident. However, it is important to note that this only applies to lawsuits, not insurance claims. In fact, you usually have far less time to file a claim with your insurance company or, if applicable, the other party’s insurance carrier. Most often, you must file your claim within several days to a couple of weeks.
Even if you believe the deadline for filing your claim or lawsuit may have passed, we urge you to contact our team at Ali & Blankner. We can review your case and advise you on your options for moving forward in your recovery.
Call us at (407) 753-1312 for a free consultation with one of our Orlando car accident lawyers today. Hablamos español.
At Ali & Blankner, we are committed to helping victims of all types of motor vehicle accidents fight for fair settlements and, when necessary, verdicts that cover the full cost of their damages.
Depending on your situation, this could include compensation for your:
We do not settle claims for less than we truly believe they are worth. With more than 85 years of combined experience, our attorneys are prepared to aggressively advocate for you and your rights, even if that means going to court.
We provide free initial consultations to all new and prospective clients. Our attorneys and staff can assist you in English or Spanish, and we are happy to answer any questions you may have.
Our attorneys understand the state’s complex auto accident and insurance laws. We can help you navigate this process and seek the full, fair compensation you are owed. If necessary, we are fully prepared to represent you and your rights at trial.
How to Go Outside the No-Fault System
You are able to go outside Florida’s no-fault car insurance system if you meet certain requirements. Namely, you must have an injury that qualifies as a “serious injury,” according to the state’s definition.
In Florida, a “serious injury” is one that:
- Is permanent or expected to be permanent
- Causes significant, permanent loss or impairment of a bodily function, organ, or member
- Leads to significant, permanent disfigurement or scarring
- Results in death
An injury does not have to meet all of these criteria to be considered “serious;” simply meeting one of the requirements is enough.
If your injury meet’s the state’s serious injury threshold, you can step outside the no-fault system and file a claim against the at-fault driver’s insurance company and/or bring a lawsuit directly against the liable party. We encourage you to reach out to our Orlando car accident lawyers at Ali & Blankner right away to learn more during a free, no-obligation consultation.